Social Security System (SSS) in the Philippines

PUBLISHED ON: April 1, 2021
LAST UPDATED ON: May 7, 2021

Social Security System (SSS) is an independent government-owned controlled corporation (GOCC) that provides social security benefits which includes Sickness; Maternity Leave; Provident Fund; Unemployed Insurance or Involuntary Separation Benefits; Retirement; Permanent Disability; Funeral; and Death Benefits.

The Social Security System's current charter is Republic Act No. 11199 signed in 2019 by President Rodrigo Duterte.

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Laws that created or supported Social Security in the Philippines:

The following is a list of laws that were promulgated to support the Social Security System (SSS) in the Philippines:

Republic ActDateSigned by:Remarks
Republic Act No. 11611954-Repealed
Republic Act No. 82821997-Repealed, amending
RA No. 1161
Republic Act No. 111992019President Rodrigo DuterteActive law

Who are the persons that are covered by SSS?

Coverage of SSS is mandated by law as stated in Section 9 of the Social Security Act of 2018:

  • All employees not over 6o years old
    • Employees are defined as "Any person who performs services for an employer in which either or both mental or physical efforts are used and who receives compensation for such services, where there in an employer-employee relationship: Provided, that a self-employed personal shall be both employee and employer at the same time.
  • Kasambahays or domestic workers not over 60 years old
  • Self-Employed
    • All self-employed professionals
    • Partners and single proprietors of business
    • Actors and actresses, directors, scriptwriters and news correspondents who do not fall within the definition of the term "employee" in Section 8(d)
    • Professional athletes, coaches, trainers, and jockeys;
    • Individual farmers and fishermen
  • Overseas Filipino Workers (OFWS), whether sea-based or land-based as defined in RA 8042 and RA 10022. Provided that they are not over 60 years old

What are the benefits of being covered by SSS?

The following are the benefits that are entitled to SSS members, provided that they meet the respective qualifications of the benefit:

  • Sickness Benefit
  • Maternity Leave Benefit
  • Provident Fund
  • Unemployment Insurance or Involuntary Separation Benefits
  • Retirement Benefits
  • Permanent Disability Benefits
  • Funeral benefit
  • Death Benefits

Contributions

The Social Security Law states that the Employer and Employee shares a percentage of the total contributions remitted to the Social Security System (SSS).

SSS Contribution Table

The Social Security Act of 2018 has provided a Contribution table that would incrementally increase every year to 15% on 2025.

Year of
Implementation
Contribution
Rate
Employer
Share
Employee
Share
Minimum
Monthly Salary Credit
Maximum
Monthly Salary Credit
201912%8%4%PhP 2,000.00PhP 20,000.00
202012%8%4%PhP 2,000.00PhP 20,000.00
202113%8.5%4.5%PhP 3,000.00PhP 25,000.00
202213%8.5%4.5%PhP 3,000.00PhP 25,000.00
202314%9.5%4.5%PhP 4,000.00PhP 30,000.00
202414%9.5%4.5%PhP 4,000.00PhP 30,000.00
202515%10%5%PhP 5,000.00PhP 35,000.00

Kasambahay or domestic workers, as defined in RA No. 10361 or the Batas Kasambahay, who are receiving a monthly income lower than the minimum monthly salary credit prescribed shall pay contributions based on their actual monthly salary.

Both Employers and SSS members, who are receiving a monthly income lower than the minimum monthly salary credit or more than the maximum monthly salary credit, shall pay the SSS contributions based on the current minimum monthly salary credit or the maximum monthly salary credit, respectively, as provided in this Act.

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